Privacy Policy

1. Introduction

At FinKit, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial services platform. We comply with the Information Technology Act, 2000, and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

2. Information We Collect

We collect the following types of information:

• Personal Information: Name, email address, phone number, address, PAN number, Aadhaar number (where required by law)
• Financial Information: Income details, tax returns, bank statements, investment portfolios
• Technical Information: IP address, browser type, device information, usage patterns
• Communication Data: Records of your interactions with our platform and support team

3. How We Use Your Information

We use your information to:

• Provide and maintain our financial services
• Process your transactions and manage your account
• Comply with legal and regulatory requirements
• Improve our services and user experience
• Send you important updates and notifications
• Prevent fraud and ensure platform security

4. Data Security

We implement robust security measures to protect your information:

• Encryption of sensitive data in transit and at rest
• Regular security audits and assessments
• Access controls and authentication mechanisms
• Secure data storage and backup procedures
• Employee training on data protection

5. Data Sharing and Disclosure

We may share your information with:

• Tax authorities and regulatory bodies as required by law
• Service providers who assist in our operations
• Financial institutions for transaction processing
• Legal authorities when required by law

6. Your Rights

Under applicable Indian laws, you have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion of your information
• Object to processing of your information
• Withdraw consent for data processing

7. Data Retention

We retain your information for as long as necessary to:

• Provide our services
• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

8. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience on our platform. You can control cookie preferences through your browser settings.

9. Changes to Privacy Policy

We may update this Privacy Policy periodically. We will notify you of any material changes through our platform or via email.

10. Contact Information

For privacy-related inquiries, please contact our Data Protection Officer at privacy@finkit.com